Loan against properties
08 Jul, 2026
Bengaluru, 19
Safety Tips
- Meet in a safe, public place
- Check the item before buying
- Pay only after collecting the item
Description
Loan against property is a type of loan facility availed by individuals and businesses against the mortgage of a commercial or residential property. It is a secured loan, where the borrower pledges the property as collateral against the loan amount.
LAP is a great option for people who require a large amount of money but need assets to pledge as collateral; it can also benefit those looking for financial stability and who would want to consolidate their debts into one loan.
A borrower can take as much as 75% of the property’s value. Depending on the lender’s policy, these loans can be paid over an extended long period when compared to other options.
Loan Amount
50 Lakhs to 200 Crores
Tenure
Upto 15 years
Interest rates
Starting from 8.50%*
LAP is a great option for people who require a large amount of money but need assets to pledge as collateral; it can also benefit those looking for financial stability and who would want to consolidate their debts into one loan.
A borrower can take as much as 75% of the property’s value. Depending on the lender’s policy, these loans can be paid over an extended long period when compared to other options.
Loan Amount
50 Lakhs to 200 Crores
Tenure
Upto 15 years
Interest rates
Starting from 8.50%*